OCC Bulletins 2025-22 and 2025-23 clarify the agency’s approach to evaluating banks’ compliance with fair banking practices and protecting customers’ financial records.

By Betty M. HuberArthur S. LongParag PatelPia NaibEd ReynoldsRichard Reynolds, and Deric Behar

The Office of the Comptroller of the Currency (OCC)1 published two bulletins (Bulletins 2025-22 and 2025-23) in September 2025 aimed at eliminating unlawful debanking in the federal banking system. Bulletins 2025-22 and